Debt Consolidation

If you live in a community, you are an integral part of the economy.  How so you ask?  If you live in a community (yes, anywhere), you are part of a consumers world.  Chances are that you own a credit card or two, or have a loan (car, student, etc.).  You buy groceries, and put gas in the car from month to month.  You ask yourself, “Where are you going with this and what does this have to do with debt consolidation?”

Well, as a consumer of goods and services, you have likely experienced the usage and limits of credit.  Let’s start with your credit cards.  As you know, credit cards can carry quite a diverse array of interest rates.  Some cards can reach as high as 23% (maybe even higher in some cases!)  And typically, the automatic line of thinking when you’re charging something on your card is what?  “Oh, I’ll just pay this off next pay cheque”.  Yes, your intentions are pure – but sometimes unforeseen events can cause your credit to accumulate to amounts that were once upon a time, unimaginable.  It happens.  There are many reasons why your credit has cornered you into “debt overload”.  A short conversation with us can alleviate sometimes ALL of your concerns about the fact that your credit has surpassed your means.  One phone call to us can take the stresses out of your debt concerns.

But maybe that’s not the case – perhaps the simple answer is that you don’t like paying high interest rates on your credit cards, car loans, lines of credit – whatever it is!  Maybe you like the idea of having a nice LOW interest payment on ALL of your debts?  In many cases it makes sense to consolidate your debt into one low monthly payment.

Ask yourself this; what do you have in your savings account right now?  Isn’t it time to start making a difference?

Call us today to see if we can provide you some assistance with your debt consolidation.

A friendly voice, knowledgeable advice - a move in the RIGHT direction!